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Open Banking - public access websites for developers
News on where developers can get information on API standards.
Calling all API developers!! The first tranche of the Open Banking initiaitve will 'go live' in March this year. A number of public initiatives are now available for developers to get information on the latest version of API specifications.
1. GitHub
GitHub is a public site (no mda is required) that developers can access to get the latest public version of the following information:
- opendata.raml - RAML specification
- opendata-swagger.json - Swagger specification
Additionally, it contains JSON schemas for the following resources, as separate files:
- ATM
- Branch
- Personal Current Account
- Business Current Account
- Unsecured SME Loan
- Commercial Credit Card
The latest version of the data 1.2.4 was finalised last week and is now available.
2. Open Banking webpage
The Open Banking website gives further details on the Open API standards and includes how to register interest, updates, links to GitHub etc. A specific developers page is here.
3. The Nesta Challenge
The innovation challenge scheme, Nesta, is running an 'Open UP' challenge for the development of open banking APIs, which will deliver new services for small businesses in the UK which help them to discover, access and use bank accounts, loans and overdrafts. Nesta is looking for 20 winning entries and there are 2 stages:
- Stage 1 (innovation) is aimed at credible ideas that promise to deliver the most benefit to small businesses, and entries can be at an early stage or even just an idea.
- Stage 2 (market ready) will focus on entries that are, or will shortly be, market-ready with solid business models underpinning them. In total, the challenge has a £5m prize fund to allocate to winning entries.
