Cowboy bailiffs outlawed as new law takes effect
4 Apr 2014 02:17 PM
Bailiffs will be banned from entering homes at
night and from using physical force against debtors under new laws coming into
effect this weekend to clean up the industry, Justice Secretary Chris Grayling
has announced.
The
sweeping changes will also prevent bailiffs from entering properties where only
children are at home and includes further measures to protect vulnerable
people. Bailiffs will be prevented from taking vital household essentials from
debtor’s property, such as a cooker, microwave, refrigerator or washing
machines.
The
laws have been changed to bring an end to bad and aggressive bailiff behaviour,
while making sure businesses, local authorities and others can still fairly
enforce debts owed to them.
With roughly 4 million debts collected each year, in
future only bailiffs who have been trained and received certification will be
allowed to practise.
Justice Secretary Chris Grayling said:
We
are stamping out bad practice and making sure bailiffs play by the rules. Those
who don’t will be banned.
Aggressive bailiff activity is unacceptable and it is
high time that the cowboys out there are stopped from giving the rest of this
important industry a bad name.
People will still have to face up to their debts –
but they will no longer need to fear their home being raided at night, the
threat of violence or having their vital household equipment
seized.
From today, the new protections will:
-
Ban
bailiffs from entering homes when only children are present.
-
Ensure bailiffs can’t visit debtors’ homes
at night – they will only be allowed to enter between 6am and
9pm.
-
Ban
landlords from using bailiffs to seize property for residential rent debts
without going to court first.
-
Introduce mandatory training and a new certification
process for all bailiffs.
-
Ensure vulnerable people get assistance and advice and
that bailiffs are trained to recognise when they are dealing with someone
vulnerable.
-
Include a simple set of rules detailing when a bailiff
can enter a property and what goods they can take.
-
Introduce restrictions on when bailiffs can sell
goods.
-
Require bailiffs to give the court information on the
likely means of entry, goods involved and amount of force required before a
warrant is granted to force entry, as well as details of how the premises will
be left in a secure state afterwards.
The
measures will also force bailiffs to give seven days notice before taking
possessions, unless they have specific permission from a
court.
A
new set of fixed fees for debtors has also been introduced, to end the previous
situation where bailiffs were setting their own fees – some times at very
high levels – and adding these to the amount people in debt had to
pay.
Notes to editors
-
These reforms which come into effect on April 6 are part
of a wider package under changes to the Tribunals, Courts & Enforcement Act
2007.
-
The
law changes to stop aggressive bailiffs complete a commitment made in the
Coalition Agreement.
-
For
more information call the Ministry of Justice press office on 0203 334 3536.
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