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Legislation / Legal
OFT: The OFT has imposed requirements on a major national retail finance company and issued a warning to the credit industry that taking court action against consumers outside their home jurisdiction is unacceptable.
An OFT investigation into Creation Consumer Finance Ltd (CCF Ltd), which provides point of sale finance facilities through major retailers, home improvement suppliers & motor finance dealers, revealed that a firm of solicitors acting on behalf of the company was issuing proceedings against Scottish debtors in English courts.
The OFT is warning all consumer credit licence holders that taking action or threatening to take action against consumers in a court outside their home jurisdiction is a breach of the OFT's Debt Collection Guidance.
WO: Secretary of State for Wales, Cheryl Gillan, has recently written to the Electoral Commission inviting their views on the Question and Preceding Statement for the proposed referendum on the law-making powers of the National Assembly for Wales.
Speaking at Welsh Questions in the House of Commons, Mrs Gillan said the Electoral Commission would now have the 10 weeks they said was necessary to test the Question and Preceding Statement. The timing enables the timetable put in place by the Welsh Secretary last week when she announced her aim to hold a referendum before the end of the first quarter of next year.
