WGPlus (Archive)

Worth ‘topping up’ your State Pension?

People can pre-register now and from 12 October 2015 until 5 April 2017 they will be able to make a contribution for a State Pension top up, allowing them to increase the value of their State Pension.  This scheme is open to all those who will have reached State Pension age before 6 April 2016 and will be a one-off opportunity.

The top ups can be inherited, with a surviving spouse or civil partner entitled to at least 50% of the Additional State Pension.  The opportunity is being introduced to create a fair option for existing pensioners to increase their pensions ahead of the introduction of the new State Pension in April 2016, which brings together the Basic and Additional State Pensions.  An online calculator is now available to help pensioners weigh up the options.

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