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back to listings SME Profile: Financial Lifestyle Management Ltd (t/a FLM Wealth Management)

Floors 2 & 3, Basildon House, 7 Moorgate, London, EC2R 6AF

T: 020 7710 3402 | E: customerservice@flmltd.com | W: www.flmltd.com

ABOUT US

We have all of your financial needs in one place; wealth management, accountancy, tax planning, mortgages, banking, estate planning and insurance. This ensures that you have a comprehensive and cohesive plan that doesn’t neglect any aspects of your financial affairs. We help individuals, business owners and hr teams through our Financial Focus services; For You, For Your Business or For Your Talent.

Our guaranteed advice sets us apart from the crowd, please see below for details on our guarantees.

At FLM we take our work seriously, but we don’t let that stop us having fun. We keep the vibe in the office very lively and we live by the motto ‘Work hard, play hard’. We are one team that works together to make sure we get the job done in the most efficient and beneficial manner to our clients. We challenge the norm and are constantly looking to develop our offering to clients.

OUR SERVICES

Retirement Planning*	Financial Planning*	Trust and Estate Planning*	Insurance and Assurances*
Annual Allowance planning Lifetime Allowance planning Review existing policies Positioning assets efficiently for retirement SIPP tax planning Income projections and forecasting	School fees planning Capital event planning Creation of income sources in retirement Wealth accumulation and preservation Tax efficient investments including EIS and VCT's	Inheritance Tax planning Advice on gifts Trust planning Reviewing your Will‡	Business protection Employee benefits Personal insurances and assurances
Tax Planning†	Tax Returns†	Mortgages and Banking*	Asset Management*
Pro-active advice on all areas of personal tax planning Capital Gains Tax (CGT) planning Specific advice on employee share and option schemes Advice on offshore tax planning Advice and tax planning for non-UK domiciles and internationally mobile taxpayers Property tax planning including corporate and trust structures Profit extraction and Entrepreneurs Relief advice for business owners Advice on implications of tax efficient investments	Advice on, and completion of, annual tax return	Ongoing mortgage reviews Advice on new borrowing Bridging finance Access to personal and corporate cash management	Advice on management or disposal of existing assets Advice on risk management and diversification of assets HMRC approved tax-advantaged investments
Financial Wellbeing and Education for Staff	Corporate Financial Services	Corporate Tax and Accountancy	Corporate Exit Strategy Coaching
Seminars Webinars One to one meetings A robo advice app Presentations at open days	Shareholder protection Key man assurance Investment strategies Pension advice Offshore investments Saving schemes (ISA's, Unit Trusts etc.) Self-invested personal pensions Investments with tax relief	Director's Remuneration Strategy Advice on Entrepreneur's Relief Accountancy services Specialist tax advice and government approved tax planning Inheritance Tax Planning Share schemes Property purchase via tax exempt schemes	Aspects of exit strategy planning Post-sale investment advice Tax planning pre and post-sale

* These are FLM Wealth Management Services
† These are FLM Tax Planning Services
‡ This service requires the referral to a service that is separate and distinct to those offered by FLM or St. James's Place. Wills are not regulated by the Financial Conduct Authority.

OUR SERVICES AND ADVICE GUARANTEES

We believe in offering our clients guarantees. With a lack of quality advice available in an area that can quickly become unclear and convoluted, it is important to us that you have peace of mind.

*These are FLM Wealth Management Services and are subject to the St. James’s Place Terms of Business. We choose to work with St. James's Place Wealth Management for all wealth management services because, not only are they a reputable FTSE100 company, but they also offer a guarantee, which applies to these services only:

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website:www.sjp.co.uk/products-and-services/products-and-services.

†These are FLM Tax Planning Services, which are subject to the FLM Terms of Business and are provided by a qualified Tax Adviser. The services are separate to those provided by FLM on behalf of St. James’s Place. We also offer a cast iron guarantee in relation to these services:

FLM guarantees annual fees for tax planning services. If, in the first year of working together, FLM cannot evidence value greater than the annual fee, it will be rebated upon request.

ST. JAMES'S PLACE WEALTH MANAGEMENT

We choose to work with St. James's Place for many reasons, predominantly because we believe in active fund management and face-to-face advice. The Wealth Management Company of the Year for the last three years (City of London Wealth Management Awards) tracks talent and as such is not tied to any single investment house. This distinctive approach allows the freedom to choose first class fund managers, monitor their performance and change them when necessary, without cost or impediment to clients.

We believe that advice should come with a guarantee, and the fact that St. James's Place offers such a guarantee makes it an obvious business for us to work alongside. St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website at www.sjp.co.uk/products.

We also believe in working with organisations with exemplary reputations and track records, of which St. James's Place is the embodiment. The FTSE100 company has been a standout performer over the last 25 years, offering a wide range of products and services that can be tailored to a client's needs. By utilising the St. James's Place expertise in fund management and trusting them to do their part, this frees up time for our advisers to focus on their clients' strategies rather than the selection of funds and their performance.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Tax Returns†

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back to listings SME Profile: Financial Lifestyle Management Ltd (t/a FLM Wealth Management)