Department for Work and Pensions
Secretary of State urges parents not to “miss out” on National Insurance credits
Parents and carers should make sure they are getting National Insurance credits which may improve their State Pension income.
Secretary of State for Work and Pensions, Esther McVey urges parents with children under 12 to ensure they receive the valuable National Insurance credits which may improve their State Pension income.
Some parents may inadvertently be missing out on retirement income to which they are entitled, the Secretary of State warned yesterday. To ensure they receive National Insurance credits parents must submit a child benefit claim, even if they opt out of receiving any payments.
Credits can help to fill gaps in National Insurance records, and help people to qualify for some contributory benefits including State Pension.
The full new State Pension is £164.35 per week – or around £8,500 a year – however, the actual amount you get depends on an individual’s National Insurance record.
Esther McVey, Secretary of State for Work and Pensions yesterday said:
I urge everyone to check their eligibility and apply for any credits for which they qualify and are entitled to. Don’t miss out on potentially increased pay-outs from your future state pension.
The State Pension is a foundation for retirement. If you are caring for a child or a relative then you may be eligible for National Insurance credits which will strengthen this foundation.
National Insurance credits aim to ensure that someone’s State Pension is not affected if they are unable to work and pay National Insurance contributions.
People who are in receipt of Child Benefit (even if they don’t receive any payment), Carer’s Allowance, Universal Credit, Jobseeker’s Allowance or Employment and Support Allowance and some other income replacement benefits receive National Insurance credits automatically.
People in the following circumstances may be eligible to apply for NI credits:
- looking after a relative under age 12
- foster carers
- on maternity, paternity or adoption pay
- a partner of a person in the armed forces who is serving outside the UK
- caring for someone who is elderly, unwell or disabled for more than 20 hours a week
- looking for work and not claiming Jobseekers Allowance
- ill or disabled and not claiming Employment and Support Allowance – some people on Statutory Sick Pay are also eligible for credits
- on a training course
- on jury service
Some parents may not be aware that they need to make a child benefit claim to receive the credits and some may not claim because they feel they may be subject to the High Income Child Benefit Charge. However, parents can choose to receive no payments once they’ve applied and that charge won’t apply.
Read more information on National insurance credit eligibility.
Contact Press Office
Media enquiries for this press release – 020 3267 5115
London Press Office (national media and London area enquiries only – not questions about personal claims)020 3267 5144
Out-of-hours (journalists only) 07623 928 975
England and Wales (local media enquiries) 029 20 586 then 097 or 098 or 099
Scotland (local media enquiries) 0131 310 1122
Follow DWP on:
- Twitter – www.twitter.com/dwppressoffice
- Facebook – www.facebook.com/dwp
- LinkedIn – www.linkedin.com/company/dwp
- YouTube – www.youtube.com/dwp
We are living longer but many people are not saving towards their retirement. By modernising the State Pension and protecting important benefits for older people, we will make sure everyone is able to enjoy a secure future.
- Decision makers’ guide: Vol 12: Pensions: staff guide
- Decision makers’ guide: Vols 13 and 14: State Pension Credit: staff guide
- Decision makers’ guide: memos: staff guide
Latest News from
Department for Work and Pensions
Our 18 employment records this year show why we need the Prime Minister’s Brexit deal10/12/2018 17:14:00
Opinion editorial by Minister of State for Employment Alok Sharma, published on the Mail Online on 9 December 2018.
Pensions dashboards to enable more informed retirement planning04/12/2018 11:20:00
Proposals to give millions of people their pension facts and figures at their fingertips have been unveiled by the government.
Minister calls on businesses to reveal how many disabled staff they employ23/11/2018 12:43:00
Minister for Disabled People, Health and Work Sarah Newton has urged large employers to build more inclusive workforces.
Millions awarded to help people with health conditions stay in work22/11/2018 11:20:00
People with health conditions will receive further support to manage their health conditions at work.
Eighth month of UK wage growth with disabled employment at record high13/11/2018 16:10:00
There are more people in work than ever before, real wages are up for the eighth month in a row and 973,000 more disabled people are in work since 2013.
'Purple Tuesday' is the UK's first accessible shopping day13/11/2018 14:20:00
Today launches ‘Purple Tuesday’, the UK’s first accessible shopping day, organised by the disability organisation ‘Purple’.
Statement on the changes announced to Universal Credit in the Budget last week and on the Managed Migration regulations06/11/2018 12:10:00
The Secretary of State for Work and Pensions made a statement to the House yesterday.
Welfare reform success with 54,000 benefit cap households taking on more work02/11/2018 11:20:00
New figures show that around 54,000 households are no longer subject to the benefit cap, indicating more people are entering work or taking on more hours.